No Collateral. No Credit Check. No BS
Business funding based on what you actually earn.
Total Funded
$240M+
In total capital deployed to over 4,000 businesses in the United States
Deals Funded
6,000+
Deals funded to a variety of different businesses across 28+ different industries
Industries Served
28+
From restaurants to contractors to retail. We serve practically every industry
Speed
18 hours
Average time from application to money in your business bank account
Will this show up on my credit report?
No. Revenue-based funding does not report to business or personal credit bureaus. It won't impact your credit score and won't appear when banks pull your credit for future loans.
How much funding can my business qualify for?
Most businesses qualify for 100-150% of their average monthly revenue. A business doing $50,000 per month typically qualifies for $50,000 to $75,000. Your actual approval depends on time in business, revenue consistency, and current obligations.
How fast can I get funded?
Apply today, get approved within 24-48 hours, receive funds within 24 hours of approval. Total timeline from application to money in your account is 2-4 business days for most businesses. We have funded businesses in his little as six hours.
What do I need to qualify?
Six months in business, $50,000+ in monthly revenue, and four months of bank statements. That's it for revenue-based funding. Credit score matters for lines of credit and term loans but not for merchant cash advances.
Can I get funding if I already have an existing advance or loan?
Yes. We can structure new funding around existing obligations or consolidate multiple advances into one payment. Many of our clients have existing debt when they apply.
What can I use the funding for?
Anything your business needs. Inventory, payroll, equipment, marketing, renovations, or covering slow periods. There are no restrictions on how you use the capital.
What happens if my business has a slow month and I can't afford the payment?
Revenue-based funding payments flex with your sales. You pay a percentage of daily transactions, not a fixed amount. Slow day means smaller payment. Busy day means larger payment. You can't get behind because the payment adjusts automatically. We have fixed payment terms available as well, we use the same application process for all of our programs. It only takes two minutes.
Will you come after my house or personal assets if something goes wrong?
No liens on personal property. No claims on your home. You sign a personal guarantee of performance, stating you don’t intend to take the money and then shut the business down.
Our success depends on your business succeeding, not seizing assets.
My credit score is under 600. Can I still get funded?
Yes for revenue-based funding. We look at your bank statements and sales, not your credit score. If you're doing $50k+ monthly and been in business 6 months, credit doesn't disqualify you. Credit only matters for lines of credit and term loans.
Is there a prepayment penalty if my business does better than expected?
No penalties. Most funding options include prepayment discounts. Pay off early and save money. You're rewarded for strong performance, not punished.
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